Jenny is Vice President of Universal Insurance Programs, based in Phoenix, AZ. She works with new and existing salon owners to determine and provide insurance coverage for their unique business models. Contact Jenny with any questions regarding your insurance at 800.844.2101 x1480 or email jennyb@univins.com.
Dealing with property damage at your salon can be extremely frustrating. But that frustration is multiplied when another party is responsible for the damage. We see many claims of this type... Read more
We are constantly bombarded by ads telling us that more is better. So when you are shopping for insurance, why would you want to get 80 percent when you could have 100 percent? Well, here is... Read more
As a business owner, adding to or changing your salon locations is exciting! There are so many things to do to prepare: sign the lease, turn on the utilities, obtain equipment, do the build-... Read more
Review any document before you sign it & don’t be afraid to ask questions or have a trusted adviser read it, as well. Lease agreements are like insurance policies – boring and difficult... Read more
“Be prepared.” This advice from the Boy Scouts is good for all of us to remember. The time to protect yourself from trouble is not when it’s bearing down on you. Insurance is a very importan... Read more
Finally, the busy season is upon us! This means additional employees on staff, increasing your inventory with additional retail items, and the best part – more guests walking through your do... Read more
What a time for weather! As we all know, Superstorm Sandy roared up the east coast in October, leaving tremendous destruction in her wake. Storms and inclement weather conditions are very un... Read more
Unfortunately, break-ins and robberies occur frequently these days, and small businesses are often targets. Many times, after the burglar breaks into a tanning salon, they realize there isn’... Read more
When it comes to property coverage, there can be a clause in the policy called coinsurance, which is seen in business insurance policies to help an insured maintain coverage to value. An ins... Read more
As a new tenant in a building, you’ll typically be required to sign a lease. Lease language and provisions can differ greatly; when signing a lease (or any legal document for that matter), w... Read more
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