Jenny is Vice President of Universal Insurance Programs, based in Phoenix, AZ. She works with new and existing salon owners to determine and provide insurance coverage for their unique business models. Contact Jenny with any questions regarding your insurance at 800.844.2101 x1480 or email jennyb@univins.com.
The time we wait for all year long has finally arrived. Many changes happen during these months, and we have some risk management advice for you to keep in mind: 1) It is common to in... Read more
As you might imagine, questions commonly asked in the insurance industry relate to paying lowering insurance rates – how can money be saved? But in addition to saving money, it is important... Read more
Although Peeping Toms were more common years ago, these types of claims do still exist. For those of you who have not heard the expression “Peeping Tom,” it describes people who get pleasure... Read more
We who work in the tanning industry believe in the benefits of indoor tanning; however, we often feel like salmon swimming upstream – constantly fighting the bully pulpits of the government... Read more
Many business owners believe that because they only have part-time or temporary workers, they don’t need Workers’ Compensation insurance. It’s important to understand who qualifies as an emp... Read more
Salon owners are often tenants in strip centers and as such, you are often required by the lease terms to provide certain protections to the building owner and the management company. Some r... Read more
FIRE! It’s a word that elicits terror in the heart of any business owner and unfortunately, we’ve recently seen an uptick of fire events in tanning salons, with entire shopping centers damag... Read more
When you’re in a store and ready to make your purchases, do you ever pick up that last overpriced item in the checkout line? Impulse buying can be easy because you don’t have time to think a... Read more
Salon owners are constantly approached by salespeople wishing to provide them with services or products. The opening line is usually “I can save you money.” What business owner wouldn’t be i... Read more
When a salon owner is prioritizing expenses for payment, insurance is often at the bottom of the list. Without a storefront, you don’t have a business at all, so you pay the rent. You can’t... Read more
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