Jenny is Vice President of Universal Insurance Programs, based in Phoenix, AZ. She works with new and existing salon owners to determine and provide insurance coverage for their unique business models. Contact Jenny with any questions regarding your insurance at 800.844.2101 x1480 or email jennyb@univins.com.
Creating a comfortable, fun environment in your salon is the key to getting and maintaining clientele. So, the savvy salon owner is always looking for ways to set themselves apart from the p... Read more
Once upon a time, criminals perpetrated identity theft by gaining access to Social Security numbers. But salon operators don’t typically require their guests to divulge their Social Security... Read more
Recent storms across the country have reminded us that winter is here, and while all that snow makes for quaint holiday pictures, it also presents many hazards. Some of the most common winte... Read more
When the phone rings in the middle of the night, it’s rarely good news. And that is especially true when the call involves your business. Take a few deep breaths, listen to the... Read more
The most highly anticipated time of year is fast approaching – busy season! Many forward-thinking salon owners are evaluating their salons and deciding what changes or improvements can be ma... Read more
These requests are quite common for business owners, and it is important to understand the meaning of Evidence of Insurance and Certificate of Insurance. What is the real reason why a landlo... Read more
It’s here – storm season starts in June and doesn’t end until November. Many salons are tenants in strip malls and even though you don’t own the building, any damage to your building will ne... Read more
Insurance is about transferring risk from one party to another. The amount of risk one is willing to take can be an individual preference, but it can also be dictated by a finance company or... Read more
So far, the weather in 2014 has been very interesting. We have seen everything from extreme cold and heat to severe drought and record rainfall. The weather conditions are very unpredictable... Read more
Q: What is the difference between an Occurrence and a Claims Made policy? A: There is a big difference between how these policies respond to liability claims. Occurrence policies protect you... Read more
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